Got big plans?talk to arthr.
arthr
Either way, let's chat.
Thinking about your first home?
Chat. Compare. Settle.
No forms. No logins. No tyre-kicking. Start with arthr — text or voice, any hour — and one of our brokers picks it up from there.
Say hi
arthronline
I'm looking for a new home
Congrats! How much do you need to borrow?
About $400k
What's your annual income?
$120k a year
We've got some lenders who may be able to help
Meet your broker
Your broker · 6 years
Loan$400k
Income$120k
PropertyFirst home
Term30 yr
Settle, stay in touch
Settled
$1.5M home secured. Welcome home.
The panel41 lenders we know well. One will fit you.
The best rate.
Always.
Walking into your bank gets you one offer. We put 41 lenders in competition for you — then negotiate from there. On average, our rate lands 0.85% below what the big four advertise direct.
Comparing…
41 lenders, side by side
Checking…
the bank's offer vs ours
Gathering…
your paperwork, sorted
Paying too much?
Probably.
If your home loan has been sitting quietly in the background, a refresh can be worth a lot. Here's a rough idea by loan size. The real numbers, we'll do together.
Pulling rates · $12M refi…
$6,930/ month back
Currently6.64%
Sharpest tonight5.79%
arthr
Focused on your outcome
41 lenders on our panel.
We compare across the market, not just one.
The whole picture.
We look at costs, features and long-term fit.
We check the fine print.
Buffers, LMI, fees, cashback and policy quirks.
Matched to you.
We find the lender and loan that suits your situation.
We stay in your corner.
We keep an eye on your rate and your future.
We work for you.
Not the bank.
Arthr looks beyond the rate. We compare more lenders, check the fine print, and find the option that actually suits you.
Crunching…
arthr is always working
arthr@arthr
Really transparent.
No hidden fees. No upsell. No fine print that matters. We show you what we're paid, what you'd pay, and what you'd save — before anything gets signed.
Charging…
Fee to you, always
Comparing…
Lenders on our panel
Refreshing…
Rates checked nightly
Tracking…
Cashback we track
Fair questions. Straight answers.
How often do the rates update?+
Every night at 6pm AEDT. We check in with each lender on the panel, so what you see in the morning is current. If anything moves between your browse and your chat, we'll flag it before we quote you.
Is the rate I see the rate I get?+
It's a very good starting point. Your final number depends on a few things — deposit, income, the property, and what we negotiate for you. We'll walk you through your number properly when we speak.
What do you charge me?+
Nothing. Our brokers are paid by the lender when your loan settles, and we show you exactly how much in the credit guide up front. No fee. No bill. Ever.
Is switching worth it?+
Sometimes yes, sometimes no. There are fees, and it takes a few weeks. We'll run the numbers honestly and tell you straight — even if staying put is the right call.
What if my lender isn't on your panel?+
Our panel covers most of Australia's banks, major mutuals, and the big specialists. Even if yours isn't there, we can still look at your current loan and tell you if a switch would stack up. No pressure either way.